Investor rights
Right to receive complete and accurate information about any Mutual Fund scheme before investing. Right to know all costs, commissions, and fees (including trail commission received from AMCs). Right to a documented risk profile assessment before any scheme recommendation. Right to receive written unsuitability communication if a product is outside your risk ceiling. Right to transparent, timely grievance redressal. Right to access, correct, and request deletion of personal data under applicable data protection law. Right to invest in Direct Plans directly with AMCs at a lower expense ratio. Right to switch between Regular and Direct Plans subject to AMC rules. Right to escalate unresolved complaints to SEBI SCORES and SMART ODR. Right to receive periodic portfolio statements and a Consolidated Account Statement (CAS).
Investor obligations
Provide accurate and complete KYC and personal information. Complete risk profiling before investing and update it on life events or at least annually. Read the Scheme Information Document (SID), Statement of Additional Information (SAI), and Key Information Memorandum (KIM) before investing. Inform us of any changes in personal details, bank accounts, or nominees. Review portfolio statements and your CAS regularly. Do not share login credentials, OTPs, or passwords with anyone — including our staff. Comply with FATCA / CRS self-certification requirements. Report suspicious communications (phishing, impersonation) immediately.
Distributor obligations
Act in the investor's best interest per the AMFI Code of Conduct. Conduct proper risk profiling before any scheme recommendation. Disclose all commissions transparently. Not guarantee or promise any specific returns. Tag every transaction with a valid ARN/EUIN. Resolve grievances within a reasonable timeline and maintain a complaints register. Maintain investor records as per regulatory requirements. Comply with all SEBI and AMFI guidelines, including the AMFI Master Circular for Mutual Fund Distributors.